Pengaruh Pembiayaan Mudharabah, Murabahah, Dan Musyarakah Terhadap Profitabilitas Dengan Menggunakan Metode Dupont System Pada Bank Umum Syariah Di Indonesia

Abstrak

This research aims to determine whether mudharabah, murabahah, and musyarakah financing, either partially or collectively, affect the profitability of Islamic commercial banks using the Dupont system method. The research method used in this study is descriptive research with a quantitative approach. This study employs a panel data regression analysis model, using classical assumptions such as normality, multicollinearity, autocorrelation, and heteroscedasticity. Based on the research results using the Eviews 9.0 application, with a partial test, it is concluded that Mudharabah Financing (X1) does not affect profitability, Murabahah Financing (X2) does not affect profitability, and Musyarakah Financing (X3) also does not affect profitability. Collectively, it can be concluded that Mudharabah, Murabahah, and Musyarakah financing do not affect profitability